I owe, I owe, it's off to work I go

[chronicpaint]

I've been doing really well at paying down my debt. Since the surgery and getting back on my feet, I've been walking to the store and buying groceries rather than eating out, which, no surprise, has been doing wonders for my budget.

I've been saving money into a TFSA for about a year or so now and reached a point where it matched what I owed on my line of credit. On my dad's wise advice, I paid it off, and now, the money I was paying onto the LOC is going back into the savings account. Now, all I have left is some money on my Visa.

The problem is, I am craving a new phone. I want the HTC Desire with a lust deeper than I have felt for many of the men in my past. And I have wavered over and over and over about just going and upgrading. Thing is, I don't have an offer on the table from my provider, so I'd pay full price for it.

I'm resisting due to my financial situation. I don't want to accrue any more debt right now, not when I'm so close to being clear. And there's another part of me that wants to resist the acquisitiveness, the "I must have the newest and latest _____ or my life is empty" I have my HTC Touch Dual, which serves most of my needs just fine. It's still working and I can text and check email and take calls. I have worked hard at shedding at least some small part of the wants that I've had in the past.

All of this is complicated by the fact that, due to the way my paydays fall, tomorrow's pay cheque isn't earmarked for anything. Last one paid bills, next one can pay rent, so this one is just going to sit there and taunt me, begging to be spent on a new phone. I thought of an alternate plan this morning, which was take $100 and spend it on myself, on something I've been wanting, then make a nice payment on the Visa. I shall ponder.

But the phone, she calls to me....

Must. Fight. Temptation

Comments

[philbutrin.livejournal.com]

i've never heard of that phone, but the pics of it are pretty :-)

[chronicpaint.livejournal.com]

I'm anti iPhone just on principal. Well, mostly because they are all over the place and I must be different ;) The Desire is one of the best reviewed of the HTC phones and it's offered by my provider

[philbutrin.livejournal.com]

i have an iPod Touch, which i love, but i have no interest in an iPhone. i hate having a cell phone anyway, so the last thing i want is an expensive one :-)

[chronicpaint.livejournal.com]

I want to rid myself of my land line, which is through another company, altogether. But I'm dreading the hard sell they'll give me to keep it. What I really want to do is ditch the land line and spend the extra on HD and a PVR, which I would use much more

[kirbymiles.livejournal.com]

I wanted to get rid of my land line as well but then I realized my kids need it. They are way to young to have a cell phone even though every other kid there age seems to have one.

[chronicpaint.livejournal.com]

That makes a lot of sense. I just have no use for two phones

[kirbymiles.livejournal.com]

I agree. You may as well get rid of it and stick to just your cell. Seriosuly though - you lust for a phone? That is kind of geeky of you - lol :P

[chronicpaint.livejournal.com]

Have you not been paying attention??? ;)

[kirbymiles.livejournal.com]

LOL - I guess that was rather silly for me to say. I guess I am a bit on the square side.

[chronicpaint.livejournal.com]

Nah, just different :)